Long investment period, to assume greater risk, may choose to equity funds as the main investment targets, a small amount of low-risk balance in the fund products for the middle-aged, relatively stable income, but the heavy family responsibilities, investment should be in Consider the rate of return on investment while maintaining sound principles of risk diversification, try a variety of fund portfolio for the elderly, should be healthy, safe, for the purpose of preserving and increasing the option of the currency, capital preservation or low stock allocation ratio of the balance of funds , And other high security products.
Europe and the United States in a mature market access formula: 80 minus his age, a person is invested in equity funds in general proportion. If investors 30-year-old ,80-30 = 50, therefore, stock funds can invest in the Fund accounted for 50 percent. Of course, different people based on their risk preferences, investment period, investment objectives appropriate adjustments to this ratio.
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